Commercial Property 90% LTC Rehab Loans – No Upfront Fees

Commercial Property Rehab Loans

Winston Rowe & Associates has a new commercial real estate bridge loan program for the rehabilitation of apartment buildings, office buildings, hotels, self storage, mixed use retail centers and industrial properties.

This program is one of the most aggressive bridge financing programs in the industry, with almost 100% of the improvements financed if needed and the commercial property can be non-stabilized.

The ensuing are the parameters.

No upfront or advance fees

Capital deployment is Five Million Dollars and up

Interest rates starting at Six Percent

The loan to value must be 65% of initial purchase price

What make this bridge loan program so competitive is that it will go to 90% of the cost of rehabilitation or the property improvement plan.

Winston Rowe & Associates has extremely fastest turn around, issuing term agreements within 48 hours with a complete submission.

When speed and experience are important and crucial to your commercial hard money investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients.

They can be contacted at 248-246-2243 or check them out online at http://www.winstonrowe.com

This rehabilitation bridge loan program is available in the following states in population centers of 100,000 and up.

 

How does Warren Buffett choose the companies he buys?

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Investors have long praised Warren Buffett’s ability to pick which companies to invest in. Lauded for consistently following value investing principles, Buffett has accumulated a fortune of over $60 billion dollars over the decades. He has resisted the temptations associated with investing in the “next big thing”, and has also used his immense wealth for good by contributing to charities.

Understanding Warren Buffet starts with analyzing the investment philosophy of the company he is most closely associated with: Berkshire Hathaway. The company has a long-held and public strategy when it comes to acquiring shares: the company should have consistent earning power, good return on equity, capable management, and be sensibly-priced.

Buffett belongs to the value investing school, popularized by Benjamin Graham. Value investing looks at the intrinsic worth of a share rather than focusing on technical indicators, such as moving averages, volume or momentum indicators. Determining intrinsic worth is an exercise in understanding a company’s financials, especially official documents such as earnings and income statements.

How has the company performed?

Companies that have been providing a positive and acceptable return on equity (ROE) for many years are more desirable than companies that have only had a short period of solid returns. The longer the number of years of good ROE, the better.

How much debt does the company have?

Having a large ratio of debt to equity should raise a red flag because more of a company’s earnings are going to go toward servicing debt, especially if growth is only coming from adding on more debt.

How are profit margins?

Buffett looks for companies that have a good profit margin, especially if profit margins are growing. As is the case with ROE, examine the profit margin over several years to discount short-term trends.

How unique are the products sold by the company?

Buffett considers companies that produce products that can easily be substituted to be riskier than companies that provide more unique offerings. For example, an oil company’s product – oil – is not all that unique because clients can buy oil from any number of other competitors. However, if the company has access to a more desirable grade of oil – one that can be refined easily – then that might be an investment worth looking at.

How much of a discount are shares trading at?

This is the crux of value investing: finding companies that have good fundamentals, but are trading below where they should be. The greater the discount, the more room for profitability.

Buffett is also known as a buy-and-hold investor. He is not interested in selling stock in the near-term to realize capital gains; rather, he chooses stocks that he thinks offer good prospects for long-term growth. This leads him to move focus away from what others are doing, and instead look at whether the company is in the position to make money.

Source:
http://www.investopedia.com/ask/answers/081114/how-does-warren-buffett-choose-what-companies-buy.asp

STRIP MALL LOANS

STRIP MALL LOANS ON LINE

The need for alternative sources of capital in the commercial real estate industry has never been greater. Winston Rowe & Associates is a funding source that provides flexible, reliable and timely solutions for shopping center owners.

With low fixed interest rates starting at 3.50% and flexible financing options, Winston Rowe and Associates is able to structure shopping center financing solutions, in days not weeks or months.

Shopping Center Loan Rates & Terms:

Available Nationwide

Loan mounts Stating at $1MM

Hard Money that can Fund in as little as 10 Days.

CMBS, SBA, Conventional

Purchase, Refinance and Cash-out

Joint Venture

Discount Note Payoff

Chapter 11 DIP Financing

The goal at Winston Rowe and Associates is to add value to client’s acquisition or refinance by offering a wide range of financing solutions and direct access to top national, regional, and local retail banks, hedge funds and private capital lenders.

Announcing California Stated Income Commercial Loans No Up Front Fees

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Winston Rowe and Associates have an extensive bank of private investors actively seeking trust deed investment opportunities in California, enabling them  to consistently fund and close real estate loans in 5-10 days with their simplified process and “make sense” underwriting.

California commercial and multi-family properties are considered as well as selected non owner occupied, residential income properties

Non-fico, equity driven, “make sense” underwriting; any credit OK

Stated income; minimal documentation required

Rates as low as 8.00%

No prepayment penalties

Loan To Value based on appraised value; not purchase price

Loan amounts from $50,000 to $5,000,000

Winston Rowe & Associates, a national advisory firm that structures apartment and multi-family financing solutions nationwide. With no upfront or advance fees; for more information about them, you can check them out on line at http://www.winstonrowe.com

Prospective clients that would like additional information about Winston Rowe & Associates programs can contact them at 248-246-2243. Winston Rowe & Associates has no upfront free commercial loan programs in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Success Tips for using LinkedIn

WINSTON ROWE AND ASSOCIATES WEB SITE

 

Winston Rowe & Associates is a national non investment due diligence and advisory firm with a core focus of assisting clients with the structuring complex commercial real estate transactions.

 

We have prepared this knowledge based article to help business professionals to utilize LinkedIn to grow their businesses and to build professional social networks.

 

Many people set up a profile, connect with some friends, and then leave it at that. Another class of LinkedIn users are much more active, but perhaps too active, spamming their connections and LinkedIn groups with get-rich-quick schemes or articles, the posting of which is designed more to bring attention to the one doing the posting than to provide any true value to LinkedIn users.

 

Effective Communication

 

Connecting and effectively communicating with people through LinkedIn is no different than dealing with people outside of the network. Whether they are a supplier, potential partner or customer you need to build enough value for them to trust you in order for them to grow an interest in your company and therefore your product/service.

 

I can’t recall how many times I have accepted a connection invite from someone to then receive an email marketing spiel about who they are, what they can do for me and how much it is going to cost me. Oh and I forgot to mention that none of this was addressed to me personally, no name at the top of the email.

 

To be successful on LinkedIn and in business overall you have to add value first. Just because they accepted your connection invite doesn’t mean they are interested in what you have to say, remember this quote: “To be interesting you have to be interested.”

 

Before you start emailing marketing to your contacts, think of a few ways you could add value to them. For example it may be that within your connections there are about 100 accountants of whom you have recently connected and would like to potentially partner with. Your first email could be a sending a link to a recent article knowledge based article that you published. This shows you were thinking of him/her. Your second email could be a FREE EBook you have found that helps accountants generate more business etc.

 

This will help develop the trust and rapport necessary between your connection so that when you contact them to hold a meeting they not only recognize you but most importantly interested.

 

Building Your Connections

 

Building your connections for the sake of having a large following is not really a sound strategy if you want to effectively grow your business using LinkedIn. Every connection needs to be linked to your goals and objectives in business both now and in the future.

 

Before growing your network on LinkedIn take a step back and think about some of the goals you would like to achieve within your business over the next year or so. With these goals in mind now think about who you need to connect with in order to help you achieve those goals. For example when I first started using LinkedIn I just launched my business advisory service and given I had no personal brand other then my results in business I knew this was one of the areas I needed to develop.

 

And as many of you would know one way to build your brand is through PR. With this goal in mind I then connected with over 500 journalist, editors and bloggers online and in a space of a couple of months I managed to get featured in over 40 publications and now write for a few business magazines.

 

Segmenting your connections

 

I learnt the importance of segmenting your connections the hard way. Within my first 6 months of using LinkedIn I had connected with over 1000 people within 3 different industries: Media, Accounting & Events.

 

My aim was to use the media contacts to get some PR exposure, accounting connections to create a few joint venture relationships and connections within the events industry to hopefully get some speaking gigs.

 

There was just one problem though: All my connections were mixed in with one another, not by choice but by default. You see, little to my knowledge I wasn’t aware that all new connections are automatically tagged under a folder which LinkedIn calls: Untagged.

 

I knew that in order for me to reach any level of success I would have to personalize my communication and because I could not properly assess who was who quickly within the tags section I had to go through the entire (1000) connections in the untagged folder and re-tag them accordingly.

 

Whilst it was tedious and frustrating at the best of times it was also very empowering. By the end of the process I knew precisely how many connections I had in each industry, which therefore helped me effectively, communicate my message.

 

TECHNOLOGY TIPS FOR APARTMENT OWNERS

WINSTON ROWE AND ASSOCIATES WEB SITE

Pitfalls of Technology for Apartment Management

Commercial real estate investors have been turning to Winston Rowe & Associates. They are a national commercial multi family financier without the usual up front or advance fees.

They have prepared this article to provide apartment building investors with some tips when considering technology.

When it comes to managing rental properties, now you can post an ad from your phone, accept online rental applications, collect rent electronically, and automate bookkeeping. Tenants can text rental repair requests to you while you’re away from the office, and you can text your tenants every now and then just to stay in touch.

But, not surprisingly, there are some serious drawbacks to running a virtual rental property business:

The information that goes into rental applications is much easier to fake online. Virtual tenants need to be checked thoroughly — in person.

Besides, you need to be able to recognize your tenants’ faces.

Legal documents, like lease agreements, eviction notices, and warnings require more formality than a text record or an e-signature. You have to follow the letter of the law, regardless of how antiquated those rules may seem.

You are more likely to miscommunicate when you are incorporating acronyms. NP could mean no pets — or no problem!

If you live on your phone, you need to take steps to secure any sensitive tenant data that you’re collecting or storing. Also, make sure you have a back-up plan — in case your phone gets wet while you’re repairing your tenant’s toilet, because you won’t be LOL then!

When speed and experience are important and crucial to your commercial real estate investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients. They can be contacted at 248-246-2243 or check them out at  http://www.winstonrowe.com

How Winston Rowe & Associates Can Help You:

Never an upfront or advance fee

All property types considered

National coverage

Hard money rates starting at 6.5%

Amortization up to 30 years

Discounted note payoff (DPO) financing

Debtor in possession financing (DIP)

Opportunistic investments

Balloon payments

Cash out refinance

Portfolio repositioning

With their Mid Western values, Winston Rowe & Associates is committed to providing the best customer service with integrity, honesty and diligence.

They have commercial loan solutions in the ensuing states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

NO UPFRONT FEE COMMERCIAL REAL ESTATE FINANCING AND INVESTING

WINSTON ROWE & ASSOCIATES WEB SITE

 

Winston Rowe and associates is presenting this third quarter market update to assist and inform real estate investors nationwide.

Whether you are in need of short term financing such as a private capital, private equity and traditional permanent financing, they work with clients to structure a transaction that will meet or exceed their expectations. They have capital to deploy nationwide.

Prospective clients can review Winston Rowe and Associates at http://www.winstonrowe.com or they can be contacted at 248 246 2243. A principal is always available to take your call.

FreddieMac’s current Multi-Indicator Market Index SM (MiMiSM) shows the U.S. housing market overall largely flat compared to the prior month and especially since last year at this time.

Of those markets that are improving or experiencing a stable range of housing activity, most are benefiting from the energy boom taking place along the country’s mid-section.

Figures indicate a weak housing market overall with only a slight improvement from February to March and a 3-month flat trend. However, on a year-over-year basis, the U.S. housing market has improved by 0.66 points. The nation’s all-time MiMi low of -4.49 was in November 2010 when the housing market was at its weakest.

Ten of the 50 states plus the District of Columbia are in their stable range with North Dakota, Wyoming, the District of Columbia, Alaska, and Louisiana ranking in the top five and unchanged from last month.

Four of the 50 metro areas are in their stable range, San Antonio, New Orleans, Austin and Houston.

The five most improving states month-over-month are Ohio (+0.12), Rhode Island (+0.11), Illinois (+0.10), Texas (+0.10) and South Carolina (+0.09). From one year ago the most improving states remained unchanged: Florida (+1.83), Nevada (+1.60), South Carolina (+0.99), California (+0.97) and Texas (+0.96).

The five most improving metro areas month-over-month are Cincinnati (+0.11), Columbus (+0.11), Houston (+0.10), Riverside (+0.10), and San Antonio (+0.10). From one year ago the most improving metros remained unchanged: Miami (+2.37), Orlando (+1.91), Las Vegas (+1.71), Tampa (+1.57), and Riverside (+1.44).

Overall, in March, 13 of the 50 states plus the District of Columbia are improving based on their three month trend, and 20 of the 50 metros show an improving trend.

“Less than half of the housing markets MiMi covers are showing an improving trend, whereas at this same time last year more than 90 percent of these same markets were headed in the right direction. We’re hopeful that many of these markets that have stalled will start moving again now that mortgage rates have eased over the past month and the spring home buying season is upon us. House price gains are a double-edged sword at this stage of the recovery. They help those hard-hit markets where prices are still low and many homeowners are underwater, but in areas where supply is constrained, they’re creating an imbalance and pricing out many first-time homebuyers.”

MiMi monitors and measures the stability of the nation’s housing market, as well as the housing markets of all 50 states, the District of Columbia, and the top 50 metro markets. MiMi combines proprietary Freddie Mac data with current local market data to assess where each single-family housing market is relative to its own long-term stable range by looking at home purchase applications, payment-to-income ratios (changes in home purchasing power based on house prices, mortgage rates and household income), proportion of on time mortgage payments in each market, and the local employment picture.

The four indicators are combined to create a composite MiMi value for each market. Monthly, MiMi uses this data to show, at a glance, where each market stands relative to its own stable range of housing activity. MiMi also indicates how each market is trending, whether it is moving closer to, or further away from, its stable range. A market can fall outside its stable range by being too weak to generate enough demand for a well-balanced housing market or by overheating to an unsustainable level of activity.

At Winston Rowe & Associates, their primary objective is to provide the most reliable and efficient means of sourcing both debt and equity for your commercial real estate loans. Recognizing that people and relationships drive this business, they are staffed with some of the industry’s most committed professionals.

Winston Rowe & Associates provides no upfront fee commercial bridge financing in the ensuing states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Office Building Financing With No Upfront Fees

If you want to expand your commercial office holdings and are looking for the best financial connection, then look no further than Winston Rowe & Associates, unlike most firms they have no upfront fees.

Winston Rowe & Associates provides acquisition and refinance options for a wide range of properties and purposes including:

• Single tenant, multi-tenant and credit tenant offices
• Construction / Take-Out
• Acquisition Loans
• Permanent office building financing
• Bridge and short term office building loans

Winston Rowe & Associates provides simple, successful commercial lending consulting services. They provide savvy business owners and investors with hassle-free commercial financing.

Winston Rowe & Associates only accepts clients that are established companies, on a limited basis (in business at least two years) who have revenues of at least $1 million, and who have substantial assets. Transactions are only considered in excess of $2,000,000., with no limit and are located within or near major metropolitan areas in the United States.
You can contact them at 248-246-2243 or apply on line at http://www.winstonrowe.com

Office Building Financing Cash Out Loan No Upfront Fees

CASH OUT REFINANCE OFFICE BUILDING LOANS ON LINE

Winston Rowe & Associates has been one of the most trusted and respected private capital firms in the country. You can contact Winston Rowe & Associates at 248-246-2243 or http://www.winstonrowe.com

They have financing solutions from everything from downtown high rises to suburban office parks; this is one of Winston Rowe & Associates specialties in their commercial loan business consulting practice.

Winston Rowe & Associates provides customized office financing solutions for commercial investors nationwide, without upfront or advance fees.

Office Building Loan Criteria:

No Upfront Fees
Loan amounts are $2,000,000. to $500,000,000.
High LTV of up to 80%
Up to 30-year fixed rates
Flexible terms available
Nationwide

Whether you need to refinance an existing office property or you need acquisition financing, Winston Rowe & Associates can help you structure the office building loan that meets your needs, without upfront fees.

Winston Rowe & Associates success is measured by their clients’ success, and it’s their mission to be their clients source for the most appropriate – and advantageous – office building financing solution that helps clients thier goals.

Office Building Lending No Upfront Fees Winston Rowe Associates

OFFICE BUILDING LENDERS ONLINE

 

Winston Rowe & Associates specializes in providing the national office building financing. They can structure purchase, construction, or the refinance an existing office building.

They do all of this without upfront or advance fees to process and perform the due diligence for your shopping center transaction.

For more information office building financing, prospective clients can speak directly to a principle at Winston Rowe & Associates at 248-246-2243 or email them at processing@winstonrowe.com or check them out online at http://www.winstonrowe.com

Office building financing is available starting at $500,000 up to $500 million plus. With loan to value up to 75% is available with adjustable and fixed rate programs that can be amortized up to 30 years. The best terms and rates are available through your CMBS program which is available for loans starting at $10 million.

Winston Rowe & Associates has the knowledge and experience to assist clients in structuring office building financing that best suits your needs. Their experience in the commercial real estate finance industry also allows them to procure the most competitive interest rates on the market.

They have no upfront fee commercial office loan programs in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

No Upfront Fees Shopping Center Financing Commercial Loans

SHOPPING CENTER FINANCING NATIONWIDE ONLINE

 

Commercial Investors need a company that specializes in navigating the complex requirements unique to financing shopping center properties. Winston Rowe & Associates has the extensive knowledge and experience in providing the best financing for shopping centers anywhere in the nation, with no upfront fees.

Contact Winston Rowe & Associates directly, if you are having trouble getting your commercial loan refinanced or if you have a unique situation at; 248-246-2243 or visit their web site at http://www.winstonrowe.com

They have a core focus on commercial mortgage loans over $2 million, with a diverse product mix, an innovative commercial lending platform, and a staff of seasoned, experienced professionals that can have clients transactions funded within 30 days.
Eligible properties include either anchored or unanchored single-story retail centers, as well as net leased single tenant properties with certain occupancy and sales requirements.

They can provide most clients loan approval in 48 hours or less, with a complete submission. They always welcome borrowers with income or credit issues.

Winston Rowe & Associates also provides hard money loans in the following states, with no upfront fees.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming