10 Best Cities for Retirees to Rent Homes or Apartments

NATIONAL APARTMENT LENDERS NO UPFRONT FEES

For retirees looking for a place to settle down more permanently, it pays to find a destination that meets the needs of this new lifestyle. Realizing rental needs change as people get older, Apartments.com evaluated cities across the country on a variety of key lifestyle factors:

High inventory of affordable apartments
Thriving economy
High retirement population
Weather
Flexible leasing options for short or long stays

The results, the 2013 “Top 10 Cities for Snowbirds and Retirees, places Austin, Texas at the top of the list, making it the number one hot spot for both snowbirds waiting out winter back home and those in it for the long haul, looking for a destination to lay down their roots and enjoy their retirement.

Average rent for a 2 bedroom apartment in Austin will run around $1,200.

The remaining cities on the retiree’s top 10 list, in order, include:

Las Vegas and Henderson, Nevada
Scottsdale, Arizona
San Antonio, Texas
Phoenix, Arizona
Dallas, Texas
Jacksonville, Florida
Plano, Texas
Overland Park, Kansas
Mesa, Arizona

Commercial Real Estate Market Trends – Due Diligence Tips

NO UP FRONT FEE COMMERCIAL LOANS

 

Winston Rowe and Associates prepared this article to provide commercial real estate investors with information concerning due diligence investigations for commercial real estate transactions.

 

Commercial real estate investors have been turning to Winston Rowe & Associates they are a national no upfront fee finance firm.

 

Winston Rowe and Associates can guide you through the process.

 

Due Diligence Tips

Local Pricing – Fluent in the latest real estate market trends, investors know in-demand commercial real estate markets, areas that offer rapid price acceleration and what’s a smoking hot good deal. Local newspapers, real estate agents and even courthouses that regularly record property deeds are all excellent sources of information, offering great insight into property value trends.

 

Catalyst – New infrastructure is often the precursor to up-and-coming areas. New roads and schools are signs that community growth is anticipated. Investing in new communities often means lower initial tax rates. Spotting these communities can be as simple as paying attention to new traffic lights, survey crews, land clearing and traffic lanes widening. Local building and transportation departments are also aware of new projects.

 

Taxes – If two identical towns were situated side-by-side, commercial real estate investors would choose to invest in a community that offers lower taxes. Real estate investors can take advantage of public information by contacting local tax assessors to inquire about tax rates and potential reassessments. Communities that are already at a maximum capacity for population may be planning to increase taxes to pay for more schools, roads and local infrastructure.

 

Schools – Investors need to invest in areas that are well rounded. The state boards of education provide updated information about school rankings. Good schools are an attractive selling point for parents and families.

 

Outskirts – As large metropolitan areas continue to grow, the outlying surrounding areas will continue to grow too. Often times, these outlying areas provide more affordable housing alternatives. Real estate investors should research areas that are close to public transportation. Additionally, public transportation expansion is often a key sign that areas may be gearing up for additional growth.

 

They are a national no upfront fee commercial hard money firm offering fast, flexible private money loan solutions. Winston Rowe and Associates has aggressive capital solutions that underwrite, fund with the flexibility to quickly structure the right loan package for your needs.

 

Winston Rowe and associates has commercial hard money loan solutions in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Apartment Buildings An Excellent Investment

NO UPFRONT FEE NATIONAL APARTMENT FINANCING

National apartment occupancy reached 95% for the first time in at least six years in May 2014, according to research from Axiometrics, the leader in apartment data and research.

Additionally, effective rent growth for the year to date ending in May was 3.7%, the highest growth since the trough of the recession. With both improving occupancy and rent growth despite increasing unit deliveries, the apartment market is performing at a very high level.

“Axiometrics began tracking apartment data on a monthly basis in April 2008, and this is the first time since then that occupancy has been 95%,” said Stephanie McCleskey, Axiometrics’ Director of Research. “We tracked quarterly before that, and the second quarter of 2001 was the last time the market was at 95% for a quarter. It’s a pleasant surprise because it’s coming at a time when new supply is flooding the market.”

According to Axiometrics’ recently released May 2014 Market Trends Report, May saw a 20 basis-point (bps) increase in occupancy from the 94.8% recorded in April 2014, also the previous monthly high. Occupancy was 94.8% in August and September 2013.
“The national occupancy rate has increased steadily each of the past four months and is higher than the 94.7% recorded in May 2013,” McCleskey added.

Based upon Axiometrics’ identified supply, about 180,000 new units have been delivered throughout the U.S. during the past 12 months, but with high absorption, the impact on effective rent growth and occupancy has been positive.

“One reason occupancy is rising is that not only are people moving into these new units, but they’re also moving into Class B units at a lower price point,” McCleskey said. “Most of the new units are priced competitively with Class A product, so about 80% of existing stock has lower rents than the newcomers, making them attractive to those who can’t afford the highest rents.”

Occupancy is improving in all three asset classes. Class A was 95.2% in May, up 0.2% from April. Class B improved by 0.3% to 95.4%, whileClass C occupancy increased 0.2% to 94.2%.

The strong occupancy may also affect the annualized effective rent growth rate, which also continued trending upward; May’s 3.5% growth was the strongest in the 16 months since February 2013.

That rate represented a 10 bps increase from the April 2014 rate of 3.4% and a 19 bps increase from 3.3% in May 2013.

Effective rent growth is on the rise in the top two asset classes. Class A properties — those with the top 20% highest rent — generated 3.5% annualized effective rent growth in May, up from 3.1% in April. Class B continues to have the strongest growth among the asset classes, at 3.9% in May, a 0.1% rise from April and its best since at least December 2012. Class C effective rent growth was 3.1% in May, a 0.5% decrease from the previous month.

“Since most of the new units being delivered are getting absorbed no one should be surprised that rents for Class A properties nationwide are rising,” Denton said. “And Class B is leading the other classes because people who can’t afford the high rents being asked at new properties are moving into these units. And while they might not have all the bells and whistles of the new units, many Class B properties are really a good buy for the price and quality.”

McCleskey adds,”With this month’s increase, Class A has fully recovered from a pronounced dip in which the rate of effective rent growth dropped from 3.5% in June 2013 to 2.1% in February 2014.”

Also, landlords are getting a higher percentage of asking rent. Concession values were at a post-recession low for the second straight month, decreasing slightly to 0.8% in May 2014 from 1.0% in April. Despite the drop, concessions are still equivalent to four days’ free rent on a 12-month lease.

Among individual markets:

The Odessa, TX, Metropolitan Statistical Area (MSA), a natural-gas-boom area, had the strongest annualized effective rent growth in the nation for the third straight month: 13.24%.
Washington, D.C., has ended its time swimming in the red. Effective rent growth of 0.3% marked the first time since June 2013 that rent growth was in positive territory in this MSA.
While the San Francisco Bay Area continues to be one of the hottest regions in the nation, the Oakland MSA is the strongest one in that region. Its 10.0% annualized effective rent growth is the sixth strongest in the nation, one place ahead of No. 7 San Jose, which has 8.7% effective rent growth.

Large markets above the national rate of 3.51% include:

Houston at 26th (5.35%)
Phoenix at 28th (4.82%)
Austin at 29th (4.78%)
Los Angeles at 42nd (4.04%)
Performing below the national rate are:
Dallas at 54th (3.36%)
Boston at 83rd (1.97%)
Chicago at 89th (1.67%)
New York at 90th (1.62%)
Philadelphia at 92nd (1.58%)
Washington at 110th (0.25%)

If you would like to learn more about apartment financing options for your business from Winston Rowe & Associates you can check them out online at http://www.winstonrowe.com

How To Find Hard Money Real Estate Capital

WINSTON ROWE AND ASSOCIATES

 

Finding the right real estate deal may seem like a most daunting task to an inexperienced investor but more seasoned ones know that there is an excellent alternative to traditional lending institutions – private or “hard” money. In fact, hard money offers some distinctive advantages to the funds provided by banks, savings & loans, and other traditional lending institutions.

Here are just three:

Hard Money Advantage #1: Enhanced Versatility

The most advantageous aspect of hard money loans is their versatility, since the loans are made by accredited investors – who make decisions about their money on their own – there is no need to jump through hoops of traditional lending institutions with their subjective loan criteria and their loan approval boards. Instead, if a lender and borrower can agree on terms, the deal can be consummated in a legally binding and very secure way.
Hard Money Advantage #2: Superior Security

Hard money loans are always secured by a first deed trust with a relatively low loan to value ratio. While these facts certainly benefit the lender, they are also useful to the borrower as he can be sure that his payments will be at an affordable level. Secondly, hard money loans are consummated with all the same protections as a traditional mortgage including appraisals, inspections and legally binding contracts.
Hard Money Advantage #3: Lowered Costs

Most homeowners don’t realize the amount of fees that are built into the closing costs of the home they are about to buy. The bank just calls them and tells them to bring a check. While these fees are “disclosed” in a mass of paperwork at the closing, they are simply identified and not really explained. This is how traditional lending institutions make the bulk of their money in real estate. Hard money loans, on the other hand, are made by investors who will see their returns come from the payments on the loan over time. You are always aware and in control of the origination fees, and can shop around for the hard money lender who will charge you the least amount of points and processing fees. The result is simply that less money is required to consummate the deal.

Tips For Finding Off Market Real Estate Investment Deals

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Off market real estate deals whether you’re looking for real estate for sale by owner or bank-owned properties, off market deals are frequently the best ones. Here are some strategies that can help you find them:

Off Market Real Estate Tip #1: Property for Sale By Owner

While FSBO pricing has improved with the availability of Internet data sources, it still isn’t always as spot-on-the-market as the list price that a qualified real estate agent will come up with. As such, you might find some FSBO deals that are under priced relative to other properties in the market.

Dealing directly with the owner may also give you additional negotiating leverage that you can use to turn even an overpriced property into a great deal.

Off Market Real Estate Tip #2: Expired Listings

When real estate that was listed expires, sometimes, the owner still wants to sell it. Furthermore, once real estate goes off the market, you can go directly to the owner and make an offer that is less than what he needed to get when he had to pay an agent.

These properties can turn into very good deals just on the basis of that discount alone.

Off Market Real Estate Tip #3: Know Area Lenders

While most conventionally-mortgaged homes end up going through Fannie, Freddie or Ginnie Mae’s sale process, properties that have loans held by local banks or private lenders have a much less predictable sale process.

Sometimes, you can contact the lender directly while the property is in foreclosure and carve out a position for yourself before the real estate goes on the market. Getting to know the realtors that work with private lenders can also give you a leg up.

Off Market Real Estate Tip #4: Contact Owners Directly

Another way to find property for sale by owner is to contact owners directly. When you do this by calling or writing and delivering the straightforward message that you are willing to buy the property, you can not only potentially avoid brokerage fees, but you can also avoid competition and maybe save money.

Hard Money No Upfront Fees

Winston Rowe & Associates, a national commercial hard money finance firm can quickly close on a property, acquire commercial real estate from foreclosure, or take advantage of a short-to-medium term opportunity and provide additional time for the customer to secure a permanent commercial mortgage loan.

Most banks do not offer the range of commercial real estate bridge loans that Winston Rowe & Associates provides because they typically do not fit the bank’s lending criteria due to the speculative nature of the property, the higher level of risk, lack of cash flow, and other factors.

Areas of Winston Rowe & Associates Hard Money Business Practice:

Bridge loans can fund in just a few weeks
Never an upfront or advance fee
They consider all commercial property types
Capital deployment starting at $250,000 through $100,000,000.
Discount bank note financing
Debtor in possession
Opportunistic real estate investments

Winston Rowe & Associates best business practices process ensures that their clients receive lighting fast funding with the most aggressive hard money rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee commercial hard money bridge financing in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

No Upfront Fee Hard Money Lending

WINSTON ROWE AND ASSOCIATES WEB SITE

Winston Rowe & Associates, a national consulting and advisory firm that specializes in  commercial real estate investors.

When speed and experience are important and crucial to your real estate success, contact Winston Rowe & Associates, a principle is always available to speak with prospective clients.

They can be contacted at 248-246-2243

They also have many other commercial real estate financing solutions that meet almost every need.

Overview:

There are several scenarios where you may be offered a discount to pay off your current commercial real estate loan:

Your current loan is maturing and the debt is more than can be refinanced.

The current lender has some outside pressure to reduce their CRE exposure.

Your property is no able to service the debt.

Scenarios will vary a lot depending on the specific lender and loan servicer, but in general it should be (should be) an honest and logical assessment of the options available to the lender. If the best option to minimize the loss to the lender is to offer a discounted payoff, then there is a good chance you will get that option – and you will probably have to move quickly.

Why You Need A Bridge Loan:

Don’t expect that another conventional lender will want to step in and finance a payoff that just caused a loss to another lender. Y

ou will almost always need to use a hard money (private capital) bridge loan to provide some distance between the payoff and the ultimate conventional refinance.

The Winston Rowe & Associates Advantage:

Winston Rowe & Associates best business practices process ensures that their clients receive lighting fast funding with the most aggressive rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee commercial bridge loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

How To Get An Apartment Building Loan With No Upfront Fees

WINSTON ROWE AND ASSOCIATES MULTIFAMILY LOANS

 

Winston Rowe & Associates, a national no advance fee apartment building consulting firm has the experience and expertise investors have come to expect for the due diligence and advisory service they need when structuring an apartment building loan.
Whether you are purchasing an apartment building or just need some help with refinance, let them help you out and reduce the anxiety of getting a loan.

When speed and experience are important and crucial to your apartment building success, contact Winston Rowe & Associates, a principle is always available to speak with prospective clients. They can be contacted at 248-246-2243 or email them at processing@winstonrowe.com

Winston Rowe & Associates will go over everything you will need to determine your loan amount but these are all very easy things and you probably have everything already.

The apartment financing industry is very competitive and many companies will give you a quick spiel that sounds good but might not tell you every detail.

Winston Rowe & Associates provides unparalleled service to its clients and is a recognized leader in structuring apartment building financing solutions.

They also have many other solutions that meet almost every need.

With their best business practices model ensures that their clients receive lighting fast funding with the most aggressive rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory firm in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

No Upfront Fee Commercial Bridge Loan

 

At Winston Rowe & Associates, they offer our clients access to the most aggressive loan products in the commercial real estate industry.

Whether you are in need of short term financing, such as a bridge loan or hard money loan, or your needs are more long term such as permanent financing, they work with clients to structure complex transactions that will meet or exceed expectations.

They are a national zero advance fee commercial real estate bridge financier that utilizes a best business practices model that enable their clients to move quickly and efficiently through the due diligence and underwriting processes.

Their clients and associates alike, count on Winston Rowe & Associates experience because it is so important and crucial to their success.

When you call Winston Rowe & Associates, a principal is always available to speak with prospective clients. They can be contacted at 248-246-2243.

The Competitive Winston Rowe & Associates Advantage:

National lending platform
Never an upfront or advance fees
All commercial property types considered
Purchase, refinance and cash out solutions

They also have many other solutions that meet almost every need.

Winston Rowe & Associates has some of the most aggressive rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory firm in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Refinancing Apartment Buildings No Advance Fees

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Winston Rowe & Associates structures customized apartment financing solutions through their best business practices advisory and due diligence methodologies to assist the individual and investment needs and requirements for apartment building investors nationwide.
Winston Rowe & Associates Multifamily Solutions:

Solutions starting at $500,000. through $100,000,000.
Conventional and Bridge Solutions
Debtor in Possession
Balloon Payments
Cash Out Refinance
Portfolio Repositioning
Rehabilitation & Re-Tenanting

The goal at Winston Rowe & Associates is to add value to client’s acquisition or refinance by offering a wide range of financing solutions and direct access to top national, regional, and local retail banks, hedge funds and private capital lenders.

Healthy Living Apartment Communities Where People Want To Live

Apartment Building Financing

Winston Rowe & Associates, a national no advance fees commercial real estate financier has developed this news article to provide some advice to apartment community owners with some tenant retention methodologies.
Health is a very important aspect of life. It is also something that is hard to make a priority amidst our busy schedules. Creating programs in your community can help promote good health and encourage people to work together and help socialization build between tenants. Thereby creating a community where families want to live.

Here are four tips to create healthy community initiatives.

Have a community garden; If there are spaces available outside or on the roof, make a garden where people can grow their own crops. You can either do a community garden or have individual plots which residents sign up for. Residents then have the ability to plant and eat their own crops, encouraging eating whole, fresh foods.

Host healthy cooking classes; Many people are not great chefs in the first place, but hosting classes where you can gather residents and teach them healthy techniques for preparing meals, they can become much better cooks.

Providing these opportunities can make a place where residents can come together, learn, enjoy good, healthy food together, and hopefully apply the things learned in their own kitchens.

Start running teams; Provide an opportunity for people to gather together, and instead of making exercise a chore, it will make exercise a social party! People can get friends to go running together, they can keep each other in check, and enter into community races to run with one another.

Start weight loss competitions; Creating a community goal to lose weight can encourage more people to jump on and work on their health. Have people set goals, track progress, and provide awards.

The goal at Winston Rowe & Associates is to add value to client’s acquisition or refinance by offering a wide range of financing solutions and direct access to top national, regional, and local retail banks, hedge funds and private capital lenders.

Hard Money Commercial Loans No Upfront Fees

Apartment Mortgage

Winston Rowe & Associates, a national no upfront fee advisory and due diligence firm specializes in structuring complex debt, private equity, private capital (hard money), and agency commercial real estate financing solutions.

Commercial real estate types include; Apartment Buildings, Hotels, Office Buildings, Medical Buildings, Shopping Centers, Assisted Living

Facilities, Senior Housing, Student Housing and Mixed Use properties, no raw land please.

They also have many other solutions that meet almost every need. Check them out online at http://www.winstonrowe.com

CRE investors have been turning to Winston Rowe & Associates, across the nation because there is a shortage of reliable, ethical and honest capital sources in the current banking market place.

Winston Rowe & Associates has strong relationships with a finite number of direct private capital, private equity, hedge funds, agency investors and regional and national commercial banks, each with a highly targeted commercial real estate financing practice.

Their expertise adds value and speed, structuring solutions for their client’s complex and challenging financing requests. In days, not weeks or months.

When speed and experience are important and crucial to your commercial real estate investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients.

They can be contacted at 248-246-2243 or email them at processing@winstonrowe.com

Hard Money Bridge Loans Close In Few Weeks:
Apartments, Office, Hotels, Shopping Centers, Medical Buildings
Minimum Loan Amount $250,000 to $100,000,000.
Two Week Fast Close with a Complete Loan File
Rates Starting at 8% Interest Only
Terms One Day to Three Years
Maximum Loan to Value 65%
Minimum FICO 680
Purchase, Refinance & Cash Out Refinance
Debtor In Possession (DIP) Chapter 11 Exit Financing
Discount Note Payoff
United States Only

They have a best business practices model ensures that their clients receive lighting fast funding with the most aggressive rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

What To Do When Tenants Move Out To Keep Your Costs Down

Multifamily Family Building Investing

Apartment Building Investors  investors have been turning to Winston Rowe & Associates, across the nation because there is a shortage of reliable, ethical and honest capital sources in the current banking market place.

Winston Rowe & Associates has strong relationships with a finite number of direct private capital, private equity, hedge funds, agency investors and regional and national commercial banks, each with a highly targeted commercial real estate financing practice.

Checking the condition of the property is a must for two reasons:

You discover hidden damage while there is still time to deduct costs from the former tenant’s security deposit; and,

The new tenant won’t lose faith in you because the unit needs several repairs right out of the gate.

So, when it comes time for turnaround, make sure you take the time to thoroughly check out the property:

If possible, ask the exiting tenant to point out any minor repair items they may have been ignoring.

Check out the deadbolt locks on all exterior doors and look for signs of damage or wear.

Turn on all lights and replace any dead bulbs. This may reveal bigger problems like tripped breakers or other electrical problems.

Make sure the appliances are fully-functional.

Open up the blinds and check for damage to windows and sills.

Replace batteries in smoke detectors.

Check the water pressure.

Run the heat and air. Make sure thermostat is at an economical setting while the property is vacant.

Looks for signs of water leaks check floors, around facets and drains, and washing machine hoses.

Check for signs of pests.

Use this time to repair the minor items that can run up larger repair bills later on.

Winston Rowe and Associates, a no advance fee commercial real estate financier has commercial real estate financing solutions for qualified clients in the ensuing states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

 

Capital Market Update: Apartment Bridge Loans No Up Front Fees

WINSTON ROWE AND ASSOCIATES WEB SITE

 

Commercial real estate investors have been turning to Winston Rowe & Associates because of their expertise, quick closings, and comprehensive financing solutions.

They are pleased to announce one of the most competitive commercial real estate bridge loan solutions in the Nation. They bring expert market knowledge and competitive commercial mortgage loan rates to their customers.

Why Commercial Real Estate Investors Have Been Turning To Winston Rowe & Associates:

No Upfront or Advance Fees

Purchase, Refinance and Cash Out

In some cases, funding can be completed in 10 days

Capital Deployment from $3,000,000 to $25,000,000

Major Metropolitan Areas Preferred

Winston Rowe & Associates extensive contacts within the debt and credit markets enable them to provide interim bridge with conventional exit financing.

Commercial real estate investors can review Winston Rowe & Associates products and solution at

They can be contacted at 248 246-2243, a principal is always available to take calls.

Winston Rowe & Associates has apartment building financing solutions in the following states

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Medical Office Building Loans No Upfront Fees

WINSTON ROWE AND ASSOCIATES REVIEW US ON LINE

 

Winston Rowe & Associates provides no upfront fee commercial real estate financing for Medical office buildings and healthcare properties nationwide. They have a thorugh understand the special financing needs of Medical office building and structure commercial property loans for acquisition and refinancing.

Investors seeking financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com

They have medical office building commercial loans for borrowers with competitive rates and flexible financing options. They can also arrange quick close private financing, including bridge loan for all types of medical office and healthcare properties with emphasis on speed.

Winston Rowe & Associates quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days.

Winston Rowe & Associates private money financing is an alternative solution for all types of commercial real estate properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies.

Their unparalleled service to its clients and is one of the fastest growing consulting firms in the commercial financing market. Their concise delivery is often imitated, but never duplicated.

Winston Rowe & Associates has no upfront free commercial real estate loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Office Building Lending No Upfront Fees

WINSTON ROWE AND ASSOCIATES REVIEW US ONLINE

 

Winston Rowe & Associates specializes in providing the national office building financing. They can structure purchase, construction, or the refinance an existing office building.

They do all of this without upfront or advance fees to process and perform the due diligence for your shopping center transaction.

For more information office building financing, prospective clients can speak directly to a principle at Winston Rowe & Associates at 248-246-2243 or email them at processing@winstonrowe.com or check them out online at http://www.winstonrowe.com

Office building financing is available starting at $500,000 up to $500 million plus. With loan to value up to 75% is available with adjustable and fixed rate programs that can be amortized up to 30 years. The best terms and rates are available through your CMBS program which is available for loans starting at $10 million.

Winston Rowe & Associates has the knowledge and experience to assist clients in structuring office building financing that best suits your needs. Their experience in the commercial real estate finance industry also allows them to procure the most competitive interest rates on the market.

They have no upfront fee commercial office loan programs in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

1031 EXCHANGE FAST FINANCING WITH NO UPFRONT FEES

WINSTON ROWE AND ASSOCIATES WEB SITE

 

Winston Rowe and Associates understands that speed is a critical component to a successful real estate transaction. It may mean significant tax savings with a 1031 exchange, a tremendous discount on a bank purchase, or even the difference in whether the transaction closes or not.

Winston Rowe and Associates can close loans in as fast as 30 days from start to finish.

 

• Loans amounts up to $5MM
• Non-recourse to 75% LTV
• Bridge & Conventional loans
• Multifamily, office, retail, industrial, self storage & mixed use
• Purchase, refinances & cash out
• Highly motivated borrowers

 

Discounted Note Pay Off Financing No Upfront Fees

WINSTON ROWE ASSOCIATES ONLINE

Recently commercial real estate owners have been turning to Winston Rowe & Associates, a no upfront fee national commercial real estate advisory firm specializing in Discounted Note Pay Off’s (DPO) for clients with time sensitive transactions.

Prospective clients seeking additional information about Winston Rowe & Associates and their national commercial real estate financing solutions, they can be contacted at 248-246-2243 or visit them on line at http://www.winstonrowe.com

There are several scenarios where Winston Rowe & Associates can help their clients who are offered a discount to pay off your current commercial real estate loan:

1. Your current loan is maturing and the debt is more than can be refinanced.
2. The current lender has some outside pressure to reduce their CRE exposure.
3. Your property is no able to service the debt.

Winston Rowe & Associates solutions go off of the current value of the property and lend up to 60% LTV for the payoff and if 60% of the property covers the payoff, they have a funding solution the whole payoff. There is no other program like this in the commercial loan business.

How the program works. The minimum transaction size is $2,000,000 with no maximum and can have the financing completed within 30 days.

They have financing solutions in the following markets:

California
Seattle WA
Portland OR
Boise ID
Phoenix AZ
Las Vegas NV
Denver CO
Kansas City MO
St. Louis MO
Dallas/Fort Worth TX
Austin TX
San Antonio TX
Houston TX
Atlanta GA
The Research Triangle in NC
Florida (rather South Florida-Palm Beach to Miami but will consider Orlando & Jacksonville)

 

SBA Hotel Motel Financing & Refinancing Winston Rowe & Associates No Upfront Fees

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SBA 504 or 7a financing can be used to purchase, remodel or refinance a hotel or motel and recent changes to SBA eligibility guidelines have made it possible to finance multiple properties as well as larger properties.

If you would like more information about SBA Hotel Loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Hotel & Motel Financing Criteria & Solutions:

No upfront or advance fees
Loan amounts range from $400,000. to $5,000,000.
Maximum loan to value 80%
Seller second mortgages up to 10%
Loans are available for experienced hoteliers to purchase well maintained properties with good cash flow
Refinances are available under both the 504 and the 7a programs
The 504 can accommodate larger loans, but the refinance provision is set to expire Sept 27th 2012.
Independent hotels and motels are financeable
Flagged properties are easier to finance in the current environment
Hotels Are Now Eligible For Refinancing
Refinancing is available through both the 7a and the 504 program.

Winston Rowe & Associates has no upfront free hotel and motel loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Announcing California Stated Income Commercial Loans No Up Front Fees

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Winston Rowe and Associates have an extensive bank of private investors actively seeking trust deed investment opportunities in California, enabling them  to consistently fund and close real estate loans in 5-10 days with their simplified process and “make sense” underwriting.

California commercial and multi-family properties are considered as well as selected non owner occupied, residential income properties

Non-fico, equity driven, “make sense” underwriting; any credit OK

Stated income; minimal documentation required

Rates as low as 8.00%

No prepayment penalties

Loan To Value based on appraised value; not purchase price

Loan amounts from $50,000 to $5,000,000

Winston Rowe & Associates, a national advisory firm that structures apartment and multi-family financing solutions nationwide. With no upfront or advance fees; for more information about them, you can check them out on line at http://www.winstonrowe.com

Prospective clients that would like additional information about Winston Rowe & Associates programs can contact them at 248-246-2243. Winston Rowe & Associates has no upfront free commercial loan programs in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Success Strategies For Commercial Real Estate Investing

WINSTON ROWE AND ASSOCIATES REVIEW ON LINE

 

There are two different types of real estate investors: those that are speculative and take higher risks and those that are more conservative and desire safe, long-term investments.
While speculative investing can be fun and exciting, it can also result in financial ruin. It is necessary that speculative investors thoroughly analyze investments before committing to property purchases.

The most common formula used in commercial real estate investment properties is the capitalization rate. Otherwise simply known as CAP, this rate compares a property’s annual income, factoring in operating and vacancy expenses, and ultimately equates this in net operating income (NOIP) terms, comparing sales price ratios. The CAP rate does not reflect the individual investment’s return percentage, but if no financing is involved, the CAP rate will be relatively close in number.

The CAP rate can be found by dividing the NOI by the price or value of the property. This number is expressed as a percentage. Many banking institutions and hard money lenders focus on the CAP rate when lending money to investors.

If a property investment has long-term tenants, lengthy leases and limited commitment for landlords (low building maintenance costs and repairs), then it may be sufficient for an investor to accept a lower CAP rate. If a property, however, has unstable tenants and a volatile local real estate market, a higher CAP rate is reflected. A higher CAP rate reflects a higher investor risk.

There are five factors that define good commercial real estate investments.

Income – Commercial properties produce income. Stockholders only see income when stocks are sold; however, real estate investors receive income through rent payments.

Capital Appreciation – This financial concept revolves around if rent prices increase, then property values by default also increase.

Leverage – With nearly 70- to 80-percent of commercial property funding in the form of mortgages, investors are able to free up other capital for additional investments.

Security – While stocks are based on the simple price-to-earning concept, real estate is based strictly on demand.

Diversity – Commercial properties often house diverse tenants, ranging from grocery stores, clothing vendors, restaurants and gift shops to retail businesses. This allows landlords to diverse their holdings, not putting all of their eggs in a single basket.

Vacant Commercial Property Loans No Upfront Fees

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Winston Rowe and Associates is pleased to announce their new short term bridge financing. These commercial real estate financing solutions are some of the most competitive in the industry, without the usual upfront and advance fees.

These bridge loan solutions are available in major markets nationwide, from $1,000,000 to $10,000,000 for all commercial real estate types.

At Winston Rowe and Associates, they appreciate their borrowers and recognize their ability to capitalize on unstabilized commercial investments through the use of short-term financing.

Whether a property is empty, in need of rehab or simply under-performing, Winston Rowe and Associates delivers the bridge financing you need to get the job done and maximize your return-on-investment.

Prospective clients can contact Winston Rowe and Associates at 248 246 2243, a principal is always available to take your call.

You can also find them on line at http://winstonrowe.com

How Winston Rowe and Associates can exceed your expectations:

Lease-ups

Foreclosure purchases

Discounted payoffs

Refinancing maturing loans

Properties that do not cash flow

Tenant improvement

Foreign national borrower

Construction loan take-outs

Reposition of a property

Vacant buildings

Rehabilitation financing

Opportunistic purchases

Non-stabilized properties without historic financial

Leverage up to 75% of cost, 75% of value

Non-recourse available

Minimum stabilized DSCR of 1.20x for multifamily and 1.25x for commercial

2- and 3-year fixed terms; 12-month prepayment options

Winston Rowe & Associates has no upfront free commercial loan programs in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Success Tips for using LinkedIn

WINSTON ROWE AND ASSOCIATES WEB SITE

 

Winston Rowe & Associates is a national non investment due diligence and advisory firm with a core focus of assisting clients with the structuring complex commercial real estate transactions.

 

We have prepared this knowledge based article to help business professionals to utilize LinkedIn to grow their businesses and to build professional social networks.

 

Many people set up a profile, connect with some friends, and then leave it at that. Another class of LinkedIn users are much more active, but perhaps too active, spamming their connections and LinkedIn groups with get-rich-quick schemes or articles, the posting of which is designed more to bring attention to the one doing the posting than to provide any true value to LinkedIn users.

 

Effective Communication

 

Connecting and effectively communicating with people through LinkedIn is no different than dealing with people outside of the network. Whether they are a supplier, potential partner or customer you need to build enough value for them to trust you in order for them to grow an interest in your company and therefore your product/service.

 

I can’t recall how many times I have accepted a connection invite from someone to then receive an email marketing spiel about who they are, what they can do for me and how much it is going to cost me. Oh and I forgot to mention that none of this was addressed to me personally, no name at the top of the email.

 

To be successful on LinkedIn and in business overall you have to add value first. Just because they accepted your connection invite doesn’t mean they are interested in what you have to say, remember this quote: “To be interesting you have to be interested.”

 

Before you start emailing marketing to your contacts, think of a few ways you could add value to them. For example it may be that within your connections there are about 100 accountants of whom you have recently connected and would like to potentially partner with. Your first email could be a sending a link to a recent article knowledge based article that you published. This shows you were thinking of him/her. Your second email could be a FREE EBook you have found that helps accountants generate more business etc.

 

This will help develop the trust and rapport necessary between your connection so that when you contact them to hold a meeting they not only recognize you but most importantly interested.

 

Building Your Connections

 

Building your connections for the sake of having a large following is not really a sound strategy if you want to effectively grow your business using LinkedIn. Every connection needs to be linked to your goals and objectives in business both now and in the future.

 

Before growing your network on LinkedIn take a step back and think about some of the goals you would like to achieve within your business over the next year or so. With these goals in mind now think about who you need to connect with in order to help you achieve those goals. For example when I first started using LinkedIn I just launched my business advisory service and given I had no personal brand other then my results in business I knew this was one of the areas I needed to develop.

 

And as many of you would know one way to build your brand is through PR. With this goal in mind I then connected with over 500 journalist, editors and bloggers online and in a space of a couple of months I managed to get featured in over 40 publications and now write for a few business magazines.

 

Segmenting your connections

 

I learnt the importance of segmenting your connections the hard way. Within my first 6 months of using LinkedIn I had connected with over 1000 people within 3 different industries: Media, Accounting & Events.

 

My aim was to use the media contacts to get some PR exposure, accounting connections to create a few joint venture relationships and connections within the events industry to hopefully get some speaking gigs.

 

There was just one problem though: All my connections were mixed in with one another, not by choice but by default. You see, little to my knowledge I wasn’t aware that all new connections are automatically tagged under a folder which LinkedIn calls: Untagged.

 

I knew that in order for me to reach any level of success I would have to personalize my communication and because I could not properly assess who was who quickly within the tags section I had to go through the entire (1000) connections in the untagged folder and re-tag them accordingly.

 

Whilst it was tedious and frustrating at the best of times it was also very empowering. By the end of the process I knew precisely how many connections I had in each industry, which therefore helped me effectively, communicate my message.

 

How To Structure A Commercial Bridge Loan – Winston Rowe & Associates

How To Structure A Commercial Bridge Loan

Winston Rowe & Associates, a no advance fee advisory and finance firm specializing in commercial real estate bridge loans nationwide.

They have prepared this news article to provide investors with the fundamentals of structuring a commercial bridge loan.

When speed and experience are important and crucial to your real estate success, contact Winston Rowe & Associates, a principle is always available to speak with prospective clients. They can be contacted at 248-246-2243 or email them at processing@winstonrowe.com

They also have many other commercial real estate financing solutions that meet almost every need. Check them out online at http://www.winstonrowe.com

Basic Bridge Loan Structures:

Commercial real estate bridge loans are utilized for distressed and higher risk purchasing, refinancing or holding properties that are being repositioned, re-tenanted, improved or otherwise redeveloped, that traditional banks won’t finance.

The typical structure for a bridge loan has a low loan to value, higher interest rates than a conventional loan and a very short term, hence the term “bridge”. This type of loan needs to have a clearly defined exit strategy for long term financing.

Purchase Bridge Loans:

When utilizing a bridge loan for the purchase of a distressed or higher risk property you need to realize that a cash down payment will be required, there will be personal FICO standards and your past business experience will be scrutinized by your potential lender.

Many new commercial real estate investors make the mistake of thinking that an appraisal or future completed value is the equity (down payment) into the purchase transaction if it is greater than the sales price.

This is never the case, here’s why. The actual value of the property is the sales price, not the asking (appraised) value or its future value. Think of buying a vintage car for one price them fixing it up and selling it for a higher price. Why would you over pay for the future value? The lender looks at the transaction the same way.

Another issue that new real estate investors run into is, trying to use a bridge loan as a down payment to purchase a commercial property trying to structure no money down transaction.

In the current market, you will need to have skin in the game (cash). All lenders will require that the investor share in the risk.

Refinance Bridge Loans:

It’s very common for an existing property owner to be approached by their current bank with a discount on their commercial mortgage.

There are many reasons for this. Local market conditions, a drop in occupancy, the repositioning of the banks portfolio or the borrower does not meet current personal or business credit requirements.

The initial response from the real estate owner is. I’ll just go down the street and apply for a new loan with another bank. After a number of bank applications, you quickly discover your property does not qualify for traditional financing. Even though you have a very low loan to value and you’ve been making your payments on time.

Here’s why. All FDIC banks have the same underwriting guidelines for commercial loans. When your application is reviewed buy a new bank the same reason(s) your current bank had used to ask you to seek new financing, will be utilized to decline your new request.

Your next option is going to be a short term bridge loan that will enable you to correct the decencies or to stabilize the property so it can qualify for more traditional financing, within the next 12 o 36 months.

Myths About Bridge Loans:

There are some common misconceptions that commercial real estate borrowers have when it comes to bridge loans.

The first one is. You don’t need good personal credit or bridge lenders never check credit.

All lenders, both private and agency will review your personal credit as part of their global due diligence and underwriting approach. If you have a low credit score, in the 500’s, no lender is going to consider you as potential client.

The second most common misconception is. The lender only considers the value of the property; hence I don’t have to have a down payment, or any kind of documentation.

Value and loan to value are only part of the equation. You will need a down payment. The lender is going to take a hard look at your previous business experience, business and personal financials as well as exit strategy.

The third most common misconception is. I don’t need to have any liquidity (cash) in my bank account because all my money is in the deal.

One of the first things all lenders review is a client’s personal financial statement. If you are not liquid a lender will be very hard pressed to approve your loan request. They take the position. They’re not a charity and if you’re out of cash you’re out of business.

The Winston Rowe & Associates Advantage:

Winston Rowe & Associates best business practices process ensures that their clients receive lighting fast funding with the most aggressive rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee commercial bridge loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Hard Money Loans Winston Rowe and Associates

Traditional bank loans are dependent on a multitude of documentable factors, including the borrower’s income, credit, tax returns, etc.

They require minimum credit scores (700 or above), and can take months to close.

Conversely, a commercial hard money loan relies solely on existing hard assets (real estate). As such, there are no credit score requirements and loan decisions happen much more quickly. Though higher risk means a higher interest rate, commercial hard money loans can be highly beneficial for nontraditional investment opportunities.

Do You Qualify?

Winston Rowe and Associates offers hard money loans to owners of commercial properties throughout the United States, including:

Five family units and higher
Retail properties
Industrial properties
Non-owner occupied 1-4 family properties in a corporate or LLC name
And other commercial properties, please call us to discuss
Interested? Apply for a hard money loan from Winston Rowe & Associates today.

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Loan Terms:

First mortgage loans
Loan to value up to 65%
Loan terms of 1-3 years
Competitive rates

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Winston Rowe & Associates Completes $1,000,000 Apartment Building Loan

WINSTON ROWE WEB SITE

Winston Rowe & Associates a national no upfront fee commercial real estate financier is pleased to announce the financing of a $1,000,000 129 unit apartment complex in Vicksburg, MS.

This was an extremely challenging transaction to complete their clients business declined when the recession hit, business plummeted, the personal credit score dropped, and owed back taxes and the apartment building suffered significant deferred maintenance.

Once the borrower was able to stop the free fall, the client’s financial situation was such that he was unable to find financing through traditional lenders.

At first glance, a half-vacant apartment building in Mississippi, with back property taxes and whose owner had less than ideal credit might not seem appealing to most lenders, but Winston Rowe & Associates was able to look past the flaws and develop a custom solution for their client.

Despite being half-vacant, the property had enough equity to provide an adequate loan to pay off the delinquent taxes, rehab the vacant units, and pay off the existing mortgage. By keeping a low loan-to-value, their capital source was willing to take a chance on this loan, despite the borrower’s poor credit.

Winston Rowe & Associates is always here to help and understands that many good borrowers were hurt by the recession.

For more information about Winston Rowe & Associates you can check us out online at http://www.winstonrowe.com or give us a call at 248-246-2243. A principal is always willing to speak with prospective clients.

TECHNOLOGY TIPS FOR APARTMENT OWNERS

WINSTON ROWE AND ASSOCIATES WEB SITE

Pitfalls of Technology for Apartment Management

Commercial real estate investors have been turning to Winston Rowe & Associates. They are a national commercial multi family financier without the usual up front or advance fees.

They have prepared this article to provide apartment building investors with some tips when considering technology.

When it comes to managing rental properties, now you can post an ad from your phone, accept online rental applications, collect rent electronically, and automate bookkeeping. Tenants can text rental repair requests to you while you’re away from the office, and you can text your tenants every now and then just to stay in touch.

But, not surprisingly, there are some serious drawbacks to running a virtual rental property business:

The information that goes into rental applications is much easier to fake online. Virtual tenants need to be checked thoroughly — in person.

Besides, you need to be able to recognize your tenants’ faces.

Legal documents, like lease agreements, eviction notices, and warnings require more formality than a text record or an e-signature. You have to follow the letter of the law, regardless of how antiquated those rules may seem.

You are more likely to miscommunicate when you are incorporating acronyms. NP could mean no pets — or no problem!

If you live on your phone, you need to take steps to secure any sensitive tenant data that you’re collecting or storing. Also, make sure you have a back-up plan — in case your phone gets wet while you’re repairing your tenant’s toilet, because you won’t be LOL then!

When speed and experience are important and crucial to your commercial real estate investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients. They can be contacted at 248-246-2243 or check them out at  http://www.winstonrowe.com

How Winston Rowe & Associates Can Help You:

Never an upfront or advance fee

All property types considered

National coverage

Hard money rates starting at 6.5%

Amortization up to 30 years

Discounted note payoff (DPO) financing

Debtor in possession financing (DIP)

Opportunistic investments

Balloon payments

Cash out refinance

Portfolio repositioning

With their Mid Western values, Winston Rowe & Associates is committed to providing the best customer service with integrity, honesty and diligence.

They have commercial loan solutions in the ensuing states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Market Update Distressed CRE Financing Available

FINANCING FOR DISTRESSED COMMERCIAL REAL ESTATE ONLINE

Announcement: Market Update Distressed CRE Financing

Winston Rowe & Associates is focused on financing transitional commercial real estate starting at $3,000,000. with no upper limit.

These financing solutions come without upfront or advance fees for the processing and due diligence. In many cases financing can be completed in just a few weeks. With traditional banks and institutions not lending in the current mark,

Winston Rowe & Associates is filling the gap with the following capital deployments starting, February 2014. Discounted payoffs, no new cash required Construction completion, commercial property only Condo inventory Development site acquisitions

Other non-bankable situations Winston Rowe & Associates target lending market is the East Coast, with a focus on the New York metropolitan area. When speed and experience are important and crucial to your commercial investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients.

They can be contacted at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory services in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Apartment Building Maintenance Tips

If you’re like most landlords, you want a maintenance man at your employ for all those day-to-day, low-skill fixes. But sometimes you need to hire independent contractors because of their skill and speed in completing jobs, which is especially useful in an emergency.
Contractors come from many backgrounds — gardeners, electricians, plumbers.

The work they provide can help or hurt your investment depending on how effectively the work is performed.

You don’t want to rush to judgment when it comes to hiring a contractor, because a bad contractor — just like a bad tenant — will increase your costs and liability. You need someone you can depend on to do the job correctly and efficiently.

Here are a few things to consider:

Verify that they are licensed and have proper insurance. Insurance is a lifesaver. If you hire a contractor that isn’t licensed, your property insurance may not cover damage cause by a bad repair. It’s nice to know that if something goes wrong you have someone to hold accountable who is insured against their own mistakes. Being licensed and insured is usually a sign of a contractor who takes their work seriously and is trying to prove that they are a professional, and that’s what you’re paying extra for — professional repairs.

Check references. This is a really good idea, especially if you have to hire someone who isn’t local. You can ask for references from the contractor, or look online to see if there are any negative rants or ratings. You might also ask people in your circle if they can refer you a trusted contractor for whatever repairs you’er facing.

Never pay in full until the work is completed. Don’t set yourself up by trusting a contractor too much. This also means that it is generally unwise to pay in cash. You should think about writing a check to their company name. Keeping paperwork is essential. Always have everything written up on an invoice and signed. Include a detailed description of the work to be performed as well of a list of specific materials and equipment to be used.

Independent contractors are a great way to repair your dwellings quickly and correctly, but make sure you’re not putting yourself into a situation that is going to take a chunk out of your investment.

THE TRUTH ABOUT HARD MONEY

HE TRUTH ABOUT HARD MONEY 

For some, the thought of hard money conjures up notions of loan sharks threatening to break your legs if you don’t pay on time. While not all hard money lenders are ideal business resources, most are knowledgeable, professional and can be used to great advantage in your real estate investing.

With the lack of conventional lending products available to real estate investors, most investors turn to hard money financing as a bridge loan between the acquisition of a property and the permanent financing. Of course, hard money is not cheap, but typically is well worth the money for the purpose it serves. In most areas, the more prominent hard money lenders charge around 5 points and 15% interest. However, with local networking you may find private lenders willing to charge less.

One of the biggest advantages of hard money is the ability to borrow funds for renovation expenses. Most investment properties have some equity potential, but the average home buyer is often discouraged by the less-than-attractive condition of the property. As investors we create margin by having the ability to find, acquire and renovate these properties. The ability to finance the purchase and repairs is key to this equation, and hard money is one tool that allows us to do just that.

In today’s market, an investor obtaining a conventional loan would expect to pay 20-25% down just to acquire the property, and then come up with out of pocket cash to complete renovations. As an alternative, an investor may be able to use hard money financing for the purchase and repairs, while having to place only 10% down on the total cost.

As a quick example, a $50,000 purchase needing $20,000 in repairs could potentially cost an investor $30,000 out of pocket using a conventional loan ($50,000*20% plus $20,000). However, if that investor uses hard money financing instead, the out of pocket cost may be more like $7,000 ($70,000* 10%). Even if an additional $5,000 is added to the equation to cover loan fees and closing costs for the hard money loan, most investors are perfectly willing to factor in this cost in exchange for the leverage hard money provides.

Once the property is acquired and renovated using hard money, the investor can then employ a conventional lender for the permanent financing. Since the renovations presumably have increased the value of the property, the refinancing lender can use the new appraised value in determining the investor’s maximum allowable loan amount. Typically, a conventional lender will allow financing up to 75% of this appraised value. Best case, the appraisal will be high enough so that the investor can refinance the balance of the hard money loan as well as closing costs without any additional money out of pocket.

Another quick example – Using the scenario above with a purchase price of $50,000 and repairs of $20,000, a good appraisal would be in the neighborhood of $100,000 or higher. If the appraisal comes in at $100,000, the lender may allow the investor to finance up to $75,000, which should be enough to pay off the balance of the hard money loan and cover any closing costs.

NO UPFRONT FEE COMMERCIAL REAL ESTATE FINANCING AND INVESTING

WINSTON ROWE & ASSOCIATES WEB SITE

 

Winston Rowe and associates is presenting this third quarter market update to assist and inform real estate investors nationwide.

Whether you are in need of short term financing such as a private capital, private equity and traditional permanent financing, they work with clients to structure a transaction that will meet or exceed their expectations. They have capital to deploy nationwide.

Prospective clients can review Winston Rowe and Associates at http://www.winstonrowe.com or they can be contacted at 248 246 2243. A principal is always available to take your call.

FreddieMac’s current Multi-Indicator Market Index SM (MiMiSM) shows the U.S. housing market overall largely flat compared to the prior month and especially since last year at this time.

Of those markets that are improving or experiencing a stable range of housing activity, most are benefiting from the energy boom taking place along the country’s mid-section.

Figures indicate a weak housing market overall with only a slight improvement from February to March and a 3-month flat trend. However, on a year-over-year basis, the U.S. housing market has improved by 0.66 points. The nation’s all-time MiMi low of -4.49 was in November 2010 when the housing market was at its weakest.

Ten of the 50 states plus the District of Columbia are in their stable range with North Dakota, Wyoming, the District of Columbia, Alaska, and Louisiana ranking in the top five and unchanged from last month.

Four of the 50 metro areas are in their stable range, San Antonio, New Orleans, Austin and Houston.

The five most improving states month-over-month are Ohio (+0.12), Rhode Island (+0.11), Illinois (+0.10), Texas (+0.10) and South Carolina (+0.09). From one year ago the most improving states remained unchanged: Florida (+1.83), Nevada (+1.60), South Carolina (+0.99), California (+0.97) and Texas (+0.96).

The five most improving metro areas month-over-month are Cincinnati (+0.11), Columbus (+0.11), Houston (+0.10), Riverside (+0.10), and San Antonio (+0.10). From one year ago the most improving metros remained unchanged: Miami (+2.37), Orlando (+1.91), Las Vegas (+1.71), Tampa (+1.57), and Riverside (+1.44).

Overall, in March, 13 of the 50 states plus the District of Columbia are improving based on their three month trend, and 20 of the 50 metros show an improving trend.

“Less than half of the housing markets MiMi covers are showing an improving trend, whereas at this same time last year more than 90 percent of these same markets were headed in the right direction. We’re hopeful that many of these markets that have stalled will start moving again now that mortgage rates have eased over the past month and the spring home buying season is upon us. House price gains are a double-edged sword at this stage of the recovery. They help those hard-hit markets where prices are still low and many homeowners are underwater, but in areas where supply is constrained, they’re creating an imbalance and pricing out many first-time homebuyers.”

MiMi monitors and measures the stability of the nation’s housing market, as well as the housing markets of all 50 states, the District of Columbia, and the top 50 metro markets. MiMi combines proprietary Freddie Mac data with current local market data to assess where each single-family housing market is relative to its own long-term stable range by looking at home purchase applications, payment-to-income ratios (changes in home purchasing power based on house prices, mortgage rates and household income), proportion of on time mortgage payments in each market, and the local employment picture.

The four indicators are combined to create a composite MiMi value for each market. Monthly, MiMi uses this data to show, at a glance, where each market stands relative to its own stable range of housing activity. MiMi also indicates how each market is trending, whether it is moving closer to, or further away from, its stable range. A market can fall outside its stable range by being too weak to generate enough demand for a well-balanced housing market or by overheating to an unsustainable level of activity.

At Winston Rowe & Associates, their primary objective is to provide the most reliable and efficient means of sourcing both debt and equity for your commercial real estate loans. Recognizing that people and relationships drive this business, they are staffed with some of the industry’s most committed professionals.

Winston Rowe & Associates provides no upfront fee commercial bridge financing in the ensuing states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Investing In Commercial Real Estate

WINSTON ROWE AND ASSOCIATES WEB SITE

There’s an old joke in commercial real estate: If you think nobody cares you’re alive, just miss a few mortgage payments.

Unfortunately, there was a lot of that going on during the credit crisis that started in 2008, as commercial real estate values went into a freefall.

According to the Massachusetts Institute of Technology Center for Real Estate, commercial property values fell by 10.6% in the fourth quarter of 2008, alone – the biggest price drop since 1984.

But to savvy real estate investors, times of lower prices typically reveal genuine investment opportunities. For instance, according to a survey by Marcus & Millichap Real Estate Investment Services, of 1,129 commercial property investors, 51% planned to increase commercial real estate allocations during the 2008 credit crisis.

So, despite the significant drop-off in acquisition plans from the peak in 2005, more than half of investors still planned to increase their commercial real estate holdings. A mere 11% planned to reduce their real estate portfolios in 2009.

Finding a Good Commercial Real Estate Deal

Ask any real estate professional about the benefits of investing in commercial property and you’ll likely trigger a monologue on how such properties are a better deal than residential real estate. Commercial property owners love the additional cash flow, the beneficial economies of scale, the relatively open playing field, the abundant market for good, affordable property managers and the bigger payoff from commercial real estate.

But how do you evaluate the best properties. And what separates the great deals from the duds?

Like most real estate properties, success starts with a good blueprint. Here’s one to help you evaluate a good commercial property deal.

Learn What the Insiders Know

To be a player in commercial real estate, learn to think like a professional. For example, know that commercial property is valued differently than residential property. Income on commercial real estate is directly related to its usable square footage. That’s not the case with individual homes. You’ll also see a bigger cash flow with commercial property.

The math is simple: you’ll earn more income on multifamily dwellings, for instance, than on a single-family home. Know also that commercial property leases are longer than on single-family residences.

That paves the way for greater cash flow. Lastly, if you’re in a tighter credit environment, make sure to come knocking with cash in hand. Commercial property lenders like to see at least 30% down before they’ll give a loan the green light.

Map Out a Plan of Action

Setting parameters is a top priority in a commercial real estate deal. How much can you afford to pay? How much do you expect to make on the deal? Who are the key players? How many tenants are already on board and paying rent? How much rental space do you need to fill?

Learn to Recognize a Good Deal

The top real estate pros know a good deal when they see one. What’s their secret? First, they have an exit strategy – the best deals are the ones where you know you can walk away from. It helps to have a sharp, landowner’s eye – always be looking for damage that requires repairs, know how to assess risk and make sure to break out the calculator to ensure that the property meets your financial goals.

Get Familiar With Key Commercial Real Estate Metrics

The common key metrics to use for when assessing real estate include:

Look for Motivated Sellers

Like any business, customers drive real estate. Your job is to find them – specifically those who are ready and eager to sell below market value.

The fact is that nothing happens – or even matters – in real estate until you find a deal, which is usually accompanied by a motivated seller. This is someone with a pressing reason to sell below market value. If your seller isn’t motivated, he or she won’t be as willing to negotiate.

Discover the Fine Art of Neighborhood “Farming”

A great way to evaluate a commercial property is to study the neighborhood it’s located in by going to open houses, talking to other neighborhood owners, and looking for vacancies.

Use a “Three-Pronged” Approach to Evaluate Properties

Be adaptable when searching for great deals. Use the internet, read the classified ads and hire bird dogs to find you the best properties. Real estate bird dogs can help you find valuable investment leads in exchange for a referral fee.

The Bottom Line

By and large, finding and evaluating commercial properties is not just about farming neighborhoods, getting a great price, or sending out smoke signals to bring sellers to you. At the heart of taking action is basic human communication. It’s about building relationships and rapport with property owners so they feel comfortable talking about the good deals – and doing business with you.

National Economic News Links Winston Rowe & Associates

WINSTON ROWE ASSOCIATES WEB SITE

NPR

Top Commercial Real Estate Blogs Winston Rowe & Associates

WINSTON ROWE AND ASSOCIATES WEB SITE

 

The Original Top 35 Real Estate Blogs list was compiled in August 2006, and has generated almost 150,000 views since then (as of 6/30/2013). This post has been enormously popular, but as you’ll see below, time has not been kind to the real estate blogging space. Many of the early (and in my opinion, best) bloggers have fallen off, lost focus, or moved on. At the time of this writing, only 10 of the original 35 top real estate blogs are still active (updated at least once a week); I’ve kept a running tally of the removal of those that have fallen off to keep some kind of record of the change in the real estate blogging scene.

That said, due to the popularity of this post, I believe that it is my responsibility to not only remove blogs that aren’t cutting it, but to also keep up with the times and highlight new blogs. I’ve broken this article up into three sections: the new top real estate blogs list, the history of the list as well as the original blog post with top 35 list.

While there are pundits and others out there have argued that real estate blogging is dead, I believe that there is absolutely still a huge demand for these blogs, and I know that those people and companies that are active and focused with their blogging are reaping the benefits.

The Top Real Estate Blogs (active list)

Note: The blogs below are active, focused, living communities that don’t charge for access. We will not announce changes to this list if they need to be made, but will simply add or remove new sites if it needs to happen.

Commercial Real Estate Blogs
Ashworth Partners Blog
A Student of the Real Estate Game
Llenrock Blog
The Tenant Advisor

Corporate Blogs
MemphisInvest Blog
Movoto Blog
Redfin Blog
Zillow Blog

Housing / Economy / Data
Calculated Risk
Crains Real Estate
DQNews
Matrix
REwired
UrbanDigs

Local
Brownstoner
Burbed
Curbed NY
Irvine Housing Blog
RealCentralVA
The Real Deal NY
Sacramento Appraisal Blog
The Silver Fern
Swamplot

Local Real Estate News
Lansner on Real Estate

Real Estate Investing
123Flip
Bawldguy Talking
The BiggerPockets Blog
Flipping Junkie
Flipping Smart
RETipster

Real Estate Technology & Marketing
100Watt Blog
GeekEstate
Inman Next
The Notorious Rob

INVESTING IN COMMERCIAL REAL ESTATE

WINSTON ROWE & ASSOCIATES WEB SITE

Real estate investing has been around for centuries, but the factors shaping today’s real estate investment market and the strategies that work to succeed as an investor are markedly different than they were just 5 or 10 years ago. However, below are five sustainable real estate investment tips that can help you prosper as a real estate investor no matter what shape the market is in.

#1 – Invest in undervalued rental property on the fringes of desirable neighborhoods. Rental properties located in lower to middle income area on the edge of more desirable neighborhoods typically sell for half the cost — or less! — of similar properties in bordering areas, but rent for about the same price. Your property has the potential of delivering a return of twice or more than the initial investment.

#2 – Don’t speculate. Invest in properties with proven cash flow. With speculative investing, you are left hoping and waiting for the property to increase in value. And sometimes, this just never happens. Investing in middle to lower homes allows you to greatly increase your chance of having guaranteed profits because as the economy improves, lower class families move up to better homes and during economic downturns, middle class families move to lower cost properties.

#3 – Increase the security deposit and decrease your risk. Two of the most costly problems for rental property investors are unpaid rent and risk of property damage. Raising your security deposit will help protect your profits and it will also help you attract more qualified renters.

#4 – Rethink your tenant pool. Most rental owners shy away from renting to families with children and pets because they are afraid of the wear and tear on their property. But this is a mistake you should avoid. Families tend to be more responsible and take better care of the house, plus they already expect to pay higher security deposits and are actually the most likely group to become long term tenants because they have trouble finding other landlords willing to rent to them

#5 – Communication is key. Negotiation skills are essential in real estate investing but instead of focusing on getting only what you want, work towards win-win solutions that let others know you have taken the time to understand their needs as well. Listen carefully and determine what is most important to the person you are communicating with. With practice, you’ll learn how to develop win-win deals that provide solutions to other people’s problems and lead to your own personal financial gain.

Hard Money Loans Without Upfront Fees – Winston Rowe & Associates

Winston Rowe & Associates is a equity based private and hard money funding source for commercial properties nationwide for sub-prime money borrowers who do not meet the stringent requirements of conventional bank underwriting guidelines.

Their excellent reputation as a private and hard money funding source has been built on our ability to provide fast financing solutions for borrowers who have come across challenging times and are in need of fast, creative financing solutions without regard to their FICO credit score.

Why Commercial Real Estate Investors Have Been Turning To Winston Rowe & Associates:

Hard Money Financing from $1,000,000 to $100,000,000

No Upfront or Advance Fees

Interest Rates Starting At 6.50%

Purchase, Refinance & Cash Out

No Recourse Available

Interest Only Option

Loan Amortizations Up to 30 Years

If you would like to learn more about hard money financing options for your business from Winston Rowe & Associates they can be reached at 248-246-2243

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory services in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Hard Money Loans without Upfront Fees – Winston Rowe & Associates

Hard Money Loans without Upfront Fees

Commercial real estate investors that have been turned down by the banks have been turning to Winston Rowe & Associates. A national no upfront fee hard money firm. They can be contacted at 248-246-2243

Winston Rowe & Associates is a equity based private and hard money funding source for commercial properties nationwide for sub-prime money borrowers who do not meet the stringent requirements of conventional bank underwriting guidelines.

Their excellent reputation as a private and hard money funding source has been built on our ability to provide fast financing solutions for borrowers who have come across challenging times and are in need of fast, creative financing solutions without regard to their FICO credit score.

Why Commercial Real Estate Investors Have Been Turning To Winston Rowe & Associates:

Hard Money Financing from $1,000,000 to $100,000,000

No Upfront or Advance Fees

Interest Rates Starting At 6.50%

Purchase, Refinance & Cash Out

No Recourse Available

Interest Only Option

Loan Amortizations Up to 30 Years

If you would like to learn more about hard money financing options for your business from Winston Rowe & Associates they can be reached at 248-246-2243

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory services in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Hard Money Apartment Loans – No Advance Fees Nationwide

Hard Money Apartment Loans

Need a commercial hard money apartment loan. Winston Rowe & Associates can get most loans funded in weeks not months. A principal is always ready to speak with potential clients at 248-246-2243

Winston Rowe & Associates is a premier nationwide mortgage lending source for multifamily properties they specialize in hard money loans, mezzanine & equity loans, bridge loans, loan discounts & extensions, as well as investment banking real estate loan programs.

When speed and experience are important and crucial to your commercial hard money investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients. They can be contacted at 248-246-2243

How Winston Rowe & Associates Can Help You:

Never an upfront or advance fee

All property types considered

National coverage

Hard money rates starting at 6.5%

Amortization up to 30 years

Discounted note payoff (DPO) financing

Debtor in possession financing (DIP)

Opportunistic investments

Balloon payments

Cash out refinance

Portfolio repositioning

Winston Rowe & Associates is committed to providing the best customer service with integrity, honesty and diligence.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

 

 

Commercial Hard Money Loans In 10 Days No Advance Fees

Commercial Hard Money Loans

Winston Rowe & Associates is a leading hard money lending source specializing in commercial bridge loans for acquisition, construction, land, development, workouts, bankruptcies and foreclosures.

Their creative financing expertise enables them to close on equity-based commercial bridge loans of $1 million to over $50 million in as little as 10 business days.

Why commercial real estate investors have been turning to Winston Rowe & Associates.

No upfront or advance fees

Nationwide deployment

Purchase, refinance and cash out

No recourse loans available

Low hard money interest rates with high loan to values

Discount note pay off financing with no new cash

Debtor in possession bankruptcy financing

Emergency financing

Rehabilitation financing

When speed and experience are important and crucial to your commercial real estate investing success, a principal at Winston Rowe & Associates is always available to speak with prospective clients. They can be contacted at 248-246-2243

They have hard money commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Review of Winston Rowe and Associates Commercial Real Estate Financing

Free Book Review

Announcing , The Free eBook Commercial Real Estate Finance published by Winston Rowe & Associates  discusses the fundamentals of the different types of commercial property, the various options that are included with properties and the capabilities that you will have as a commercial property investor.

It will enable you to make the right decisions when it comes to commercial properties. After you have read this book, you will be able to successfully choose a commercial property for your real estate business.

This book will help you to figure out everything that has to do with commercial properties. Also included with this book are different ideas on what you can do to make sure that you are getting the best financing possible. You will be able to truly enjoy the opportunities that come along with financing and with the different options that you have.

It’s loaded with all the check lists you’ll need to conduct your due diligence to avoid a bad investment. There are detailed descriptions of the various types of capital sources and how to prepare and submit your financing proposal.

You will need to make sure that you can secure financing but it is not a cut and dry experience for everyone. The tips that are included with this book will give you the best chance at getting financing.

 

 

Hard Money Loans Without Upfront Fees – Winston Rowe & Associates

Hard Money Loans Without Upfront Fees

Commercial real estate investors that have been turned down by the banks have been turning to Winston Rowe & Associates. A national no upfront fee hard money firm.

They can be contacted at 248-246-2243.

Winston Rowe & Associates funding sources provide equity based private and hard money loans for commercial properties nationwide for sub-prime money borrowers who do not meet the stringent requirements of conventional bank underwriting guidelines.

Their excellent reputation as a private and hard money funding source has been built on its ability to provide fast financing solutions for borrowers who have come across challenging times and are in need of fast, creative financing solutions without regard to their FICO credit score.

Why Commercial Real Estate Investors Have Been Turning To Winston Rowe & Associates:

Hard Money Financing from $1,000,000 to $100,000,000

No Upfront or Advance Fees

Interest Rates Starting At 6.50%

Purchase, Refinance & Cash Out

No Recourse Available

Interest Only Option

Loan Amortizations Up to 30 Years

Winston Rowe & Associates provides no upfront or advance fee due diligence and advisory services in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming