Commercial Loan Programs

Commercial Loan Programs

Winston Rowe and Associates has almost 200 capital sources nationwide. This enables us to provide a full spectrum of options to clients that traditional banks and many lenders can-not.

Capital Deployment:

  • $1,000,000. – $50,000,000.
  • 48 Contiguous US States Only
  • SBA, Hard Money, Bridge, Portfolio, CMBS, Conventional, Private Capital, Preferred Equity, Mezzanine and Private Equity.

Loan to Value Criteria:

  • Refinance 70% – 80%
  • Purchase 70% – 80%
  • Cash Out Refinance 70% – 80%

Documentation Criteria:

  • Full and Limited
  • No FICO or Low FICO Score
  • Asset Value Only
  • Income Approach / Cash Flow Only

Basic Underwriting / Due Diligence Criteria:

  • Personal Financial Statement
  • Purchase Agreement
  • Three Bureau Credit Report
  • Use of Proceeds for Cash Out
  • Valid Government Issued Photo ID
  • Completed and Signed Transaction Summary Questionnaire from Winston Rowe & Associates
  • Populated Supporting Document Due Diligence List. Pursuant to the specific transaction type.

Commercial Property Types:

  • Our capital sources will consider vacant and occupied commercial properties.
  • All commercial property types considered.